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We are very proud of our successful Rent to Own program.



Own the house as soon as possible

Choose your own paint colors and updates!

Stop throwing away rent money!

Work for Equity

What it is: This is when you get credit toward the purchase price for making repairs/changes to the house.

Why you benefit:  This will be YOUR house.  We recognize that.  Whenever possible, we let YOU make the decisions about paint color, appliances, basic upgrades, etc.

Credit Repair

What it is: You will be required to either enroll in a credit repair program or be working with a mortgage professional to enable you to buy the house.

Why you benefit: Puts you on the superhighway to home ownership! 

Rent becomes

Down Payment Assistance!


What it is: Part of you monthly rent may be applied to the down payment that you make when you purchase the house.

Why you benefit:  Why throw all that rent money down the toilet?  Shouldn't some of it be going toward getting that house as soon as possible?  We think so!

Application Criteria for success

  • Legal Resident

    • So you can close

  • Verifiable income must be 3 times the rent

    • So you can afford upkeep

  • Employed 6 months with current employer

    • Minimizes your risk of losing house to hardship

  • Have at least 2 years of credit history

    • Measures your preparedness for house-related emergencies

  • Bring money to the table
    • Indicates your seriousness as a buyer

  • No late payments on rent, utilities etc for the past 18 months

    • Illustrates that you are ready for the responsibilities of home ownership

  • No record of past evictions

    • Illustrates that you are ready for the responsibilities of home ownership

  • References, move in date and promptness may be weighed in the decision making process.

rent to on form
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